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Tips on saving or making more money.

Be Aware of Your Finances and How To Get Ahead

To be aware of your money is to know what happens with it at any time. This is about having an intimate relationship with their money. As a farmer develops his own culture to culture, irrigation and planting of seeds, the same principle applies to your financial situation in mind. A farmer begins to see the fruits of their work once he has always cultivated their land. Every day, you begin to see the same results follow the money farmer spirit.

Know Your Money

Be aware that your money is time. You must invest time each day to learn how to contribute in verse. Work is in progress. This includes whether a value of “net” or “loss”. You must manage their savings and investments daily.

Additional financial terms

money“In my head to see.” What we put in our mind is very important. In the process of expansion of financial education is essential to know the basic conditions. If you do not understand the difference between an “asset” and responsibility “, will be more difficult for them to speak the language. This information is readily available. You can go online and google basic financial terms. Many words come up. If possible, print the words and the conditions of your computer or write in a notebook. There is a small window of time each day to study every day. Make a part of their vocabulary.

Develop a financial library

This could include the collection of magazines and books based on money. Started to buy the books on economics and the market. Start small and grow over time. Magazines like “Blackenteprise” and “Money Magazine” is a good choice. This is the process of irrigation. To promote his mind with such knowledge to improve their awareness of money.

See an example of financial

CNN is a great place to watch the parades leading financial advice or counseling. “The Suzie Orman Show” and “money”, are among the most popular. Suzie Orman gives good advice to people who decide to invest in shares or mutual funds. And ‘true and honest with people. Its Web site provides the tools to start. He alone shows Saturday at 9 on CNN. This is to saturate the mind with knowledge.

Participate in seminars Money Management

Seminars offer people the information they need to make financial decisions. Seminars on money management are the best though. Some are even free. All you have to do is make an appointment and displayed. In some cases, these classes are taught in schools. They help teach people the funding mechanisms. They help people understand share prices and investing in large companies such as Lloyds Bank with the aim to draw dividends.

Realization of a money coach

Everyone’s needs help sometimes. Nobody can do anything themselves. You can contact a financial adviser or a technical or research on-line yellow pages. The role of a coach of money is to financially assist a person with the desired goal. They also help a person to commit a budget.

Create a difficult financial

“What you see is what you get.” What you see also has an effect on their actions. Will determine your thoughts. It ‘nice to have books available for study. Slogans on the money placed at his door. It ‘also a good idea to have cassettes or CDs to discuss ideas for saving money. Around intelligent people who have a direction in life. This marks a difference to you.

Making A Money Transfer Abroad and Avoiding Mistakes

Do you want to transfer money abroad? There are various ways to send money overseas. However, there are things to be aware of when making a money transfer abroad. They are:

1. Fees

Many companies that move money overseas charge commissions to carry out these services. The amount of these fees will depend on how fast you want your money to arrive at its destination and whether you are using a walk in Agent or through online platforms.

2 Exchange Rate

You should keep in mind that for every dollar you send, there is some amount of foreign currency that is made. That is what is called the exchange rate. Exchange rates fluctuate several times a day or even daily depending on the global foreign exchange market.

3 Security of Your Money

Your money’s safety is an important factor to consider when you want to transfer money abroad. You should make sure you have your recipients correct contact details.

Confirm that your money has arrived to your intended recipient and in the exact amounts that you sent. If anything goes wrong, you should communicate with the money transfer company that you used or the industry Regulator.

How to Transfer Money Abroad

Cash to cash is where you hand over the liquid amount of money that you want to transfer abroad to a walk-in money transfer center. It’s then turned into your recipient’s Country currency. They then pick it up at designated points or in some cases it’s delivered to them.

Bank Accounts. You can transfer money from your bank accounts to your recipient’s bank accounts. Several services that move money abroad allow you to do this online or through your phone for a fee.

They enable you to do this by you providing them with the account numbers as well as the routing numbers for the sending and receiving banks.

moneyCredit and Debit Cards. Another way to transfer money abroad is using debit or credit cards. They speed up your money transfer processes as compared to using banks. For example, Money Gram allows you to send money directly to your recipient’s credit cards.

However, you can face credit card fees from your card’s provider. That depends on whether your transaction is a cash advance or a purchase.
Other services can also let you transfer money abroad in the form of a prepaid debit card. Your recipients then use it to make purchases or withdraw cash.

The advantage to this prepaid debit cards is that you can load them while in the US using cash, debit, credit cards or a checking account.An example of this card is the Mi Promesa card. You should check out their fees as they tend to be high.

Cell phones. Another way to transfer money abroad is through your Smartphone’s mobile money transfer app. It allows you to move money abroad using the money transfer company’s website.

The Western Union allows you to transfer money directly to the cell phones of recipients in some countries such the Philippines, Kenya, Bangladesh, and Madagascar.


The above guide on how to transfer money abroad should make it easier for you to carry out these transactions. The key to this is to choose a money transfer service that suits your budget needs.

Tips for Being a Successful Blogger

In the beginning blogging & internet marketing of websites can be a hard slog, putting in hours and not getting the readership and rewards you aspire to, which is why I decided to share with the blogging universe a few of the secrets that over time has made, many of my blogs & websites some of the most popular on the internet in their respective niche.

Blog because you are passionate about your niche area, and not to make money! In recent years we have seen literally hundreds of thousands of blogs and websites that have been put up for the sole purpose of trying to make a quick buck. Well guess what these are the ones that fail first. It takes a lot of time dedication and commitment to make your blog successful let along make any decent money from them. If you love and truly know the niche you are writing about, It makes the blogging experience so much easier and enjoyable especially in those first few months when you wonder if anyone will ever read your blog or website.

Post regularly, Now depending on your niche regular could mean a few posts a day, or for more in-depth and technical blogs or websites regular could be 3 posts a week. Think about what type of blog or website you have and decide now how often you plan to post, then stick to it. If you don’t post regularly you will not capture regular readers.

Develop friends and relationships with other bloggers, Developing relationships with other bloggers in your niche is extremely important, you should not see them as competitors but rather partners.

Readers of blogs and websites don’t read just one blog but many, developing a relationship with a fellow blogger is a two way street, both parties have something to gain by the relationship. When you are starting out begin by doing some research and finding as many blogs that cover the same niche as yourself, pick out the best then send them an email mentioning you liked their blog and you also run a blog on the same topic, and would like to add their blog to your blog roll, then send them your URL so they can reciprocate.

Another option is if they have written a piece you like write about it on your blog with a link back to their original post.

You might write something like the following “Jerry over at ILoveToBlog has written a great post about how to turn one off visitors into regular readers, after following his tips you will be sure to have double the number of visitors in no time, you can read the full story here”

Eventually the relationship between blogs may even develop further with competitions, promotions, or offering other bloggers to become a guest blogger on your site occasionally while you are on holidays, and vice versa.

Encourage comment and discussion, This is all about developing relationships with your readers, and between your readers, in your post you should always encourage readers to comment about what you have written, this make the blogging process more than just a one way street, and gives readers the opportunity to ask you and other readers questions.

Competitions, promotions, and free stuff are other great ways to build relationships with your readers.

Have fun you don’t always post on topic, you could occasionally post a joke, recipe, picture, or anything other than your niche that you think readers in your target demographic may find appealing. April fool’s day is one great example of this, where you can get your readers thinking you’re going to give it all up or buy a house in the outback to farm snails.

If you say you are going to do something do it, if you don’t you will come off looking uncommitted and unprofessional.

Keep active, you would have heard the analogy a rolling stone never gathers moss, over the years I have found the best way to achieve my blogging and article writing goals is to always keep active and try not to stop, I don’t mean never have a break or holiday, what I am saying, decide how many hours a day or week you will blog, a commit to it, without interruptions.

Keep yourself fit, it is a sad that over the last year some of the most popular bloggers have died, and it all comes down to their life style, sitting in front of a computer all day drinking lots of coffee & coke, not eating healthy foods, and getting very little sunlight or exercise. If you plan to become a full time blogger or do blogging after work why not take out gym membership and set aside 2 hours in your day to do some exercise then have a healthy meal, if the gym is not your scene try going for a good long hour long walk or bike ride. Personally I find exercise just before lunch energizing refreshing my mind and picking me up for the rest of the day.

Planning as far as I am concerned is one of the reasons why many bloggers don’t succeed. Planning allows you to layout your dreams and goals for the future, allowing you to stay focused on what you have set out as being important. Personally I break my planning into the following time frames

From Long term (greater than one year) then drill down to 12, 6, 3, 1 month 1 week and 1 day. With long term planning I look at where I want to be in the future with blogs/website and what I plan to achieve financially I then use this master plan to direct the rest of my planning.

So following these tips how long should it take you to start seeing reasonable traffic? This all depends on your niche and the amount of competition, but if you follow my tips above and you are covering a popular niche with not too much competition you should be able to see at least 1000/day within 6 months.

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